Approach

A strong relationship between us, built on understanding your current financial situation and your financial goals and objectives for the future. Some of our discussions during the Discovery process aim to define:

• Your goals and dreams.
• What your investment objectives and expectations are
• How tolerant you are to risk and its relevance to your plan
• Your investment time horizon—how long you are planning to invest
• Your specific tax considerations

By spending a significant amount of time in Discovery, Brian is able to develop a much clearer overall picture of you as an individual—and an investor—in creating a strategy specific to you. It is after having a much greater understanding of you, that he is able to begin building a plan that is truly tailored to you. After all, you would not want someone to build your financial plan based on only four or five questions and assumptions based on the general population…would you?

In Strategy & Tailor, he takes what he has learned from Discovery, analyze the information, and begin formulating a customized strategy tailored specifically to your unique needs and objectives. He will consider your needs and goals for today, tomorrow, and for generations to come, all while remaining flexible and conscious of how life might change. Once he has developed an appropriate strategy, he will present his recommendations for your consideration. After all, the best financial plan is the financial plan best suited for you.

A plan is only valuable when it is put into action. When we find the strategy that best suits you and you understand how it functions, Brian will take action to see the plan through. Depending on the scope and complexity of your strategy we may need to implement a variety of actions, which may include:

• Analysis and structuring of cash flow.
  
• The implementation of a budget or other cash-saving measures.
  
• Opening any new accounts necessary.
  
• Ongoing funding of the plan.
  
• Repositioning of current assets—the sale, purchase, or transfer of securities.

All while remaining conscious of your changing needs as life happens.

Change is an unavoidable reality: the markets, your goals, and your life all change. A financial plan is a living document. Whether it is your priorities or your investments, over time adjustment are made accordingly to react to—and take advantage of—change. Sometimes Monitoring & Adjusting can be a matter of rebalancing your current portfolio to maintain the path we have have set out; other times the changes in your life call for adjustments to the overall strategy. Regardless, Brian is here to monitor your progress towards your goals. By tracking your progress he is able to analyze and make further recommendations so that your plan continues to meet your needs in the most efficient way possible.

Having continuous communication enables us to maintain a greater understanding of and stay updated on your needs. Monitoring only facilitates plan management to a certain extent. Advisor-client Review as a part of regular and open communication is essential to the viability of your financial plan. Brian likes to sit down with clients a few times a year to make sure he is always providing the highest level of service. When an in person meeting is not feasible, he still makes sure to touch base, whether that be through a phone conversation, or through email dialogue. A greater level of communication with you will only strengthen your plan…and he gets that.